i’ve never really been one to set new year’s resolutions but i am a goal kind of gal. SimpleMom provided a wonderful list of questions to reflect on 2009 and a thought provoking list of questions to inspire goals for 2010. We’ve all heard that people who set goals are significantly more likely to achieve them so who am I to question statistical significance.
i’ve decided to share my goals with all of you as a step in accountability. this year i tried to focus more on “visioning” what i wanted the year/my life and setting goals accordingly. as a result, my goals are largely focused on improved health – physical, emotional, spiritual, and financial - and family.
would love to hear if you’ve set goals for 2010 and if you’re up to sharing, what some of them are.
1. Solidify budget and stick to it! if you haven’t heard of dave ramsey, i’d highly recommend checking out his stuff. it’s really inspired me to be the master of our money rather than the other way around. this and the next several goals are very much based on his program though we don’t follow all of his principles. i’ll do another post on that…
2. Continue with investment withholdings and don’t skip. brett and i have been using a financial planner for several years and have (in addition to 401k withholdings) money taken out every month for investments and madeleine’s college fund. every year for the past four years, we inevitably have a month or two (or three) that we stop our investments because something unexpected has come up. our goal this year is to not “stop” any of the withholdings.
3. Save 1/3 of our emergency fund. this may sound like a small goal but our living expenses are so high in DC that our 6 month emergency fund needs to be quite large. we would have to stop all of our retirement and college fund withholdings (which dave ramsey recommends but we have chosen to not do) to have any hope of saving more for this fund. we do have a fully funded baby emergency fund.
4. Eat healthier foods and exercise at least five times per week. specific steps we’re taking…eating more fresh produce, fewer refined foods, less sugar, and buying locally when able (but not going crazy on this last one). i can’t do a lot of exercise right now but i can walk. so i walk.
5. Mother intentionally. intentional = deliberate, knowing, willful, designed. i’ve been thinking a lot about what kind of family life i want to have and what kind of family life we currently have. i want to be more intentional in how i mother madeleine and tadpole. look for ways to encourage their (realistically this is much more related to madeleine for obvious reasons) passions and strengths and opportunities to help them overcome their weaknesses. also, looking for opportunities to start our own family traditions and reinforce family values.
6. Sharpen the saw by trying one new physical activity and learning a new skill/hobby. franklin covey trademarked the sharpening the saw concept which essentially means that you continue personal growth and development. it’s pretty easy between career, marriage, motherhood, and the myriad of other responsibilities to not focus much in this area. i don’t want to be that way, though. this year i’m going to try one new physical activity, considering sailing as i’ve always wanted to try it, and learn something new, considering spanish.
7. Invest in relationships that are important to me. working from home for the past two months, i haven’t done a great job of getting out. seriously, i need to get out of the house more. i’m going to actively plan lunches, dinners, movies, etc. with people i care about.
happy new year, everyone. i hope it's your best year yet.